# Inter & Co. Class A Common Shares (INTR.US)

Canonical: https://gigainvestors.com/s/INTR

Analysis as of: 2026-10-16T07:29:21.990Z. 

Listing currency: USD. Reporting currency: BRL.

## Verdict

Not enough history yet

Quality tests for Buy: not passed (profit record: fail; earnings resilience is evidence only). Published buy qualification: no.

Share price: $6.76 per share; close as of 2026-10-15.

## Checklist

### understandable: na

### moat: na

### economics: na

### management: na

### accounting: na

## Holders

- [Sarah Ketterer](https://gigainvestors.com/CAU): tracked 13F investor; follow the investor page for holding quarter and amounts.

## Price story

Down 28% since Jan 2026

Story as of 2026-10-16T10:01:28.544Z; price observation 2026-10-15.

## Owner memo

Memo as of 2026-10-16T08:06:05.509Z.

### How it makes money

Operates in regional banking; annual sales are BRL 8.4 billion.

- Source: https://www.sec.gov/Archives/edgar/data/1864163/000207097926000185/intr-20251231.htm#000207097926000185 (filed 2026-04-30); FY2025: revenue 8400938000.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-10-16); INTR.US: Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage, and inter shop businesses in Brazil and the United States. The company offers banking products and services, including checking accounts; cards; deposits; loans and advances; and other services, as well as debt collections; foreign exchange and financial services; and global account digital solution. It also provides acquisition, sale, and custody of securities; structures and distributes securities; and operates management of fund portfolios and other assets. In addition, the company offers insurance products including warranties, life, property, and automobile insurance; pension products; and consortium products. Further, it engages in the sale of goods and/or services through digital platform. Inter & Co, Inc. was founded in 1994 and is headquartered in Belo Horizonte, Brazil.

### Where the cash goes

Paid dividends in 4 of 4 years; bought back BRL 26.6 million of shares.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-04-30); Dividend observations: [[2022,1221171000],[2023,23600000],[2024,68813000],[2025,238909029]]. Zero only counted when supported by a complete cash-flow statement.

- Source: https://www.sec.gov/Archives/edgar/data/1864163/000207097926000185/intr-20251231.htm (filed 2026-04-30); FY2025: cash repurchases 26577471 BRL.

### Are managers owners

Insiders own 23.7% of the company.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-10-16); INTR.US SharesStats.PercentInsiders = 23.743 percentage points; cache date 2026-10-16.

### What the price says

The price is 1.8 times annual sales.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-04-30); Closing price 6.76 USD; reporting-to-trading FX 0.19614; FY2025 annual sales per share 18.94770341133352; price multiple 1.818963342729622. FY2025 cash earnings/share 3.486214382858754. Closing-price date 2026-10-15.

## Monthly share-price history (USD per share)

- 2022-06: $2.10 per share

- 2022-07: $3.18 per share

- 2022-08: $4.28 per share

- 2022-09: $3.26 per share

- 2022-10: $3.02 per share

- 2022-11: $2.45 per share

- 2022-12: $2.37 per share

- 2023-01: $2.74 per share

- 2023-02: $2.03 per share

- 2023-03: $1.70 per share

- 2023-04: $1.75 per share

- 2023-05: $2.52 per share

- 2023-06: $3.13 per share

- 2023-07: $3.95 per share

- 2023-08: $4.08 per share

- 2023-09: $4.00 per share

- 2023-10: $4.45 per share

- 2023-11: $5.26 per share

- 2023-12: $5.56 per share

- 2024-01: $5.03 per share

- 2024-02: $5.65 per share

- 2024-03: $5.71 per share

- 2024-04: $5.03 per share

- 2024-05: $6.08 per share

- 2024-06: $6.15 per share

- 2024-07: $6.46 per share

- 2024-08: $7.35 per share

- 2024-09: $6.66 per share

- 2024-10: $6.56 per share

- 2024-11: $4.62 per share

- 2024-12: $4.22 per share

- 2025-01: $5.23 per share

- 2025-02: $5.36 per share

- 2025-03: $5.48 per share

- 2025-04: $6.62 per share

- 2025-05: $7.12 per share

- 2025-06: $7.43 per share

- 2025-07: $6.54 per share

- 2025-08: $8.59 per share

- 2025-09: $9.23 per share

- 2025-10: $9.16 per share

- 2025-11: $9.09 per share

- 2025-12: $8.48 per share

- 2026-01: $9.33 per share

- 2026-02: $8.71 per share

- 2026-03: $7.96 per share

- 2026-04: $7.59 per share

- 2026-05: $6.17 per share

- 2026-06: $5.43 per share

- 2026-07: $5.60 per share

- 2026-08: $5.41 per share

- 2026-09: $5.34 per share

- 2026-10: $6.76 per share

## Annual estimated value (USD per share)

Historical values use today's bond yield for every fiscal year

Historical values use today's FX rate into trading currency for every fiscal year

Historical values use current restated fundamentals and current commodity classification; they are not point-in-time estimates

## Sources

[Original 20-F filing](https://www.sec.gov/Archives/edgar/data/1864163/000207097926000185/intr-20251231.htm); period 2025-12-31, filed 2026-04-30.

Estimates depend on assumptions and are not guarantees or investment advice. Underlying data remains subject to its source licenses; public reading does not grant bulk redistribution rights.