# Metro Bank Holdings (MTRBF.US)

Canonical: https://gigainvestors.com/s/MTRBF

Analysis as of: 2026-10-15T06:36:12.168Z. 

Listing currency: USD. Reporting currency: GBP.

## Verdict

Not enough history yet

Quality tests for Buy: not passed (profit record: fail; earnings resilience is evidence only). Published buy qualification: no.

Share price: $2.15 per share; close as of 2026-10-14.

## Checklist

### understandable: na

### moat: na

### economics: na

### management: na

### accounting: na

## Holders

## Price story

Up 252% since Oct 2023

Story as of 2026-10-16T10:01:29.135Z; price observation 2026-10-14.

## Owner memo

Memo as of 2026-10-16T08:06:05.509Z.

### How it makes money

Operates in regional banking; annual sales are GBP 588.3 million.

- Source: https://www.metrobankonline.co.uk/globalassets/documents/investor_documents/metro-bank---annual-report-2025.pdf (filed 2026-10-15T06:36:12.168Z); FY2025: revenue 588300000.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-10-15); MTRBF.US: Metro Bank Holdings PLC operates as the bank holding company for Metro Bank PLC that provides business, commercial, retail and private banking products and services in the United Kingdom. It offers personal banking products and services, including current, cash, and foreign currency accounts; savings; residential and buy-to-let mortgages; overdrafts; credit cards; and safe deposit box services. The company also provides business banking products and services comprising business bank, commercial and community current, foreign currency, and insolvency practitioner accounts; deposit accounts, such as business and community instant access deposit, business notice, client premium and flexible client term deposit, and business and community fixed term deposit accounts; and business and commercial loans and overdrafts, business loan calculators, asset based lending, asset and invoice financing, bounce back loans, business credit cards, and recovery loan schemes services. In addition, it offers private banking products and services, such as private bank, savings, foreign currency, and money management accounts; mortgages and buy-to-let; cards; and partnership loans. Further, the company provides business mobile and commercial online banking, apple pay, google pay, post office business banking, personal online banking, mobile app, Apple Pay, Google Pay, and internet banking registration services. The company was founded in 2010 and is headquartered in London, the United Kingdom. Metro Bank Holdings PLC is a subsidiary of Spaldy Investments Limited.

### Where the cash goes

Paid dividends in 1 of 1 year.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-10-15T06:36:12.168Z); Dividend observations: [[2025,17000000]]. Zero only counted when supported by a complete cash-flow statement.

### Are managers owners

Insiders own 55.2% of the company.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-10-15); MTRBF.US SharesStats.PercentInsiders = 55.21 percentage points; cache date 2026-10-15.

### What the price says

The price is 1.9 times annual sales.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-10-15T06:36:12.168Z); Closing price 2.15 USD; reporting-to-trading FX 1.32715; FY2025 annual sales per share 0.8737658595632656; price multiple 1.854058260199523. FY2025 cash earnings/share 0.07782650185469168. Closing-price date 2026-10-14.

## Monthly share-price history (USD per share)

- 2016-10: $34.30 per share

- 2016-11: $40.87 per share

- 2016-12: $36.74 per share

- 2017-01: $41.24 per share

- 2017-02: $42.44 per share

- 2017-03: $40.86 per share

- 2017-04: $46.30 per share

- 2017-05: $48.56 per share

- 2017-06: $45.68 per share

- 2017-07: $48.15 per share

- 2017-08: $45.06 per share

- 2017-09: $44.00 per share

- 2017-10: $47.87 per share

- 2017-11: $47.00 per share

- 2017-12: $48.62 per share

- 2018-01: $50.36 per share

- 2018-02: $52.70 per share

- 2018-03: $49.23 per share

- 2018-04: $46.16 per share

- 2018-05: $44.26 per share

- 2018-06: $42.38 per share

- 2018-07: $42.00 per share

- 2018-08: $36.66 per share

- 2018-09: $39.00 per share

- 2018-10: $28.11 per share

- 2018-11: $27.00 per share

- 2018-12: $21.25 per share

- 2019-01: $14.80 per share

- 2019-02: $12.18 per share

- 2019-03: $10.20 per share

- 2019-04: $10.12 per share

- 2019-05: $8.95 per share

- 2019-06: $6.81 per share

- 2019-07: $4.47 per share

- 2019-08: $3.30 per share

- 2019-09: $2.50 per share

- 2019-10: $2.75 per share

- 2019-11: $2.45 per share

- 2019-12: $2.69 per share

- 2020-01: $3.04 per share

- 2020-02: $2.15 per share

- 2020-03: $1.22 per share

- 2020-04: $1.15 per share

- 2020-05: $0.97 per share

- 2020-06: $1.30 per share

- 2020-07: $1.35 per share

- 2020-08: $1.30 per share

- 2020-09: $0.79 per share

- 2020-10: $0.75 per share

- 2020-11: $1.58 per share

- 2020-12: $1.83 per share

- 2021-01: $1.60 per share

- 2021-02: $1.78 per share

- 2021-03: $1.68 per share

- 2021-04: $1.56 per share

- 2021-05: $1.55 per share

- 2021-06: $1.44 per share

- 2021-07: $1.30 per share

- 2021-08: $1.46 per share

- 2021-09: $1.38 per share

- 2021-10: $1.39 per share

- 2021-11: $1.38 per share

- 2021-12: $1.27 per share

- 2022-01: $1.29 per share

- 2022-02: $1.22 per share

- 2022-03: $1.20 per share

- 2022-04: $1.07 per share

- 2022-05: $1.00 per share

- 2022-06: $0.99 per share

- 2022-07: $1.05 per share

- 2022-08: $0.98 per share

- 2022-09: $0.95 per share

- 2022-10: $0.80 per share

- 2022-11: $1.08 per share

- 2022-12: $1.45 per share

- 2023-01: $1.77 per share

- 2023-02: $1.79 per share

- 2023-03: $1.31 per share

- 2023-04: $1.33 per share

- 2023-05: $1.33 per share

- 2023-06: $1.38 per share

- 2023-07: $1.38 per share

- 2023-08: $1.25 per share

- 2023-09: $0.65 per share

- 2023-10: $0.61 per share

- 2023-11: $0.50 per share

- 2023-12: $0.45 per share

- 2024-01: $0.50 per share

- 2024-02: $0.45 per share

- 2024-03: $0.39 per share

- 2024-04: $0.46 per share

- 2024-05: $0.48 per share

- 2024-06: $0.46 per share

- 2024-07: $0.68 per share

- 2024-08: $0.82 per share

- 2024-09: $0.92 per share

- 2024-10: $0.96 per share

- 2024-11: $1.28 per share

- 2024-12: $1.01 per share

- 2025-01: $1.35 per share

- 2025-02: $1.18 per share

- 2025-03: $1.21 per share

- 2025-04: $1.18 per share

- 2025-05: $1.55 per share

- 2025-06: $1.83 per share

- 2025-07: $1.70 per share

- 2025-08: $1.64 per share

- 2025-09: $1.52 per share

- 2025-10: $1.60 per share

- 2025-11: $1.30 per share

- 2025-12: $1.60 per share

- 2026-01: $1.80 per share

- 2026-02: $1.80 per share

- 2026-03: $1.34 per share

- 2026-04: $2.15 per share

- 2026-05: $2.25 per share

- 2026-06: $2.35 per share

- 2026-07: $2.10 per share

- 2026-08: $2.14 per share

- 2026-09: $2.15 per share

- 2026-10: $2.15 per share

## Annual estimated value (USD per share)

Historical values use today's bond yield for every fiscal year

Historical values use today's FX rate into trading currency for every fiscal year

Historical values use current restated fundamentals and current commodity classification; they are not point-in-time estimates

## Sources

[Original annual-report filing](https://www.metrobankonline.co.uk/globalassets/documents/investor_documents/metro-bank---annual-report-2025.pdf); period 2025-12-31, filed see filing.

Estimates depend on assumptions and are not guarantees or investment advice. Underlying data remains subject to its source licenses; public reading does not grant bulk redistribution rights.