# Quálitas Controladora (Q.MX)

Canonical: https://gigainvestors.com/s/Q.MX

Analysis as of: 2026-10-16T07:38:36.121Z. Financial observations: FY2017–FY2025.

Listing currency: MXN. Reporting currency: MXN.

## Verdict

A wonderful business at too high a price

Quality tests for Buy: pass (profit record: pass; earnings resilience is evidence only). Published buy qualification: no.

Share price: MXN 167.97 per share; close as of 2026-10-15.

Estimated value: low MXN 118.36 per share, central MXN 134.69 per share, high MXN 156.23 per share. Buy at or below the central value MXN 134.69 per share. Valuation as of 2026-10-16T07:38:36.121Z; scenarios are not confidence intervals.

Expected annual return: 11.8% at the stated quote. About 11.8% a year at today's price (required return 13.3%). required return 13.3% a year (MX 10-year bond 9.3% + 4 points).

## Checklist

### understandable: pass

- Financial history: 9 years

- Profitable years in the last ten: 9

- Required profitable years: 8

- Return on common equity variation (informational): 0.35×

Chart: Net income; fiscal year observations.

- FY2017: MXN 2.1B

- FY2018: MXN 2.4B

- FY2019: MXN 5.4B

- FY2020: MXN 6.8B

- FY2021: MXN 3.8B

- FY2022: MXN 2.2B

- FY2023: MXN 3.8B

- FY2024: MXN 5.1B

- FY2025: MXN 5.1B

### moat: pass

- Common book per share

- Parent-total proxy for preferred equity and common earnings

- Underwriting economics assessed through return on tangible common equity

- Bank / P&C ROTE, median of available years: 21.0%

- Required median return: 12.0%

- Return uses tangible common equity: Yes

- Bank ROTE, second-lowest year: 17.9%

- Years with reported combined ratio: 0

Chart: Return on tangible common equity; fiscal year observations.

- FY2017: 26.3%

- FY2018: 26.9%

- FY2019: 39.7%

- FY2020: 35.8%

- FY2021: 18.6%

- FY2022: 11.4%

- FY2023: 17.9%

- FY2024: 21.0%

- FY2025: 20.1%

### economics: pass

- Common book per share

- Parent-total proxy for preferred equity and common earnings

- Book value per share + reinvested dividends, annualized return: 27.7%

- Book return interval: 8 years

- Starting book value per share: MXN 17.57

- Ending book value per share: MXN 65.03

Chart: Annual book + dividend return; fiscal year observations.

- FY2018: 23.0%

- FY2019: 61.1%

- FY2020: 46.0%

- FY2021: 19.7%

- FY2022: 9.3%

- FY2023: 19.3%

- FY2024: 30.4%

- FY2025: 20.1%

### management: pass

- Common book per share

- Parent-total proxy for preferred equity and common earnings

- Diluted shares, 10-year annual growth: -1.6%

- Diluted shares, 5-year annual growth: -0.9%

- Share growth excluding flagged crisis recapitalisations: -1.6%

- Five-year share growth excluding flagged crisis recapitalisations: -0.9%

- Flagged crisis recapitalisations: 0

- Book created / earnings retained after dividends and buybacks: 1.20×

- Book value created per share: MXN 47.46

- Earnings retained per share after dividends and buybacks: MXN 39.59

Chart: Shares (first year = 100); fiscal year observations.

- FY2017: 100

- FY2018: 97

- FY2019: 92

- FY2020: 92

- FY2021: 88

- FY2022: 88

- FY2023: 88

- FY2024: 88

- FY2025: 88

### accounting: pass

- Financial accounting warning count: 0

- Known restatement years: 0

## Holders

## Price story

Down 25% since Apr 2024 · net income -0.2%

Story as of 2026-10-16T10:00:10.076Z; price observation 2026-10-15.

The price assumes profits grow 7.4% a year forever

### Net income · FY2025

net income -0.2%; source https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/; observed 2026-10-16.

- FY2017: MXN 2.1B 

- FY2018: MXN 2.4B 

- FY2019: MXN 5.4B 

- FY2020: MXN 6.8B 

- FY2021: MXN 3.8B 

- FY2022: MXN 2.2B 

- FY2023: MXN 3.8B 

- FY2024: MXN 5.1B 

- FY2025: MXN 5.1B 

## Owner memo

Memo as of 2026-10-16T08:06:05.509Z.

### How it makes money

Operates in insurance property & casualty; annual sales are MXN 80 billion.

- Source: https://eodhd.com/api/fundamentals/Q.MX.json#2025-12-31 (filed 2026-10-16T07:38:36.121Z); FY2025: revenue 80044462383.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-10-16); Q.MX: Quálitas Controladora, S.A.B. de C.V., through its subsidiaries, provides insurance, coinsurance, and reinsurance services in the accidents and illnesses, damages, health, and automobile areas in Mexico, the United States, El Salvador, Peru, and Costa Rica. The company offers personal cars and pickups, cargo pickups, trucks, public passenger service, border and regularized, tourists, motorcycles, and standardized basic insurance products, as well as professional liability insurance for insurance agents. It also provides foreign liability and compulsory vehicle civil liability insurance products. In addition, the company is involved in acquisition and rental of real estate; acquisition, sale, and service of automotive glass, auto parts, and automotive spare parts; manufacturing of telemetry-oriented hardware for heavy and light equipment fleets; offers internet of things ecosystem and cloud ecosystem; and provision of administrative, salvage management and marketing, and data analysis, as well as advice, consulting, and training services in the areas of investment planning and business administration. Quálitas Controladora, S.A.B. de C.V. founded in 1993 and is based in Mexico City, Mexico.

### Why customers stay

It earns 21% on shareholders’ money, excluding intangible assets.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-10-16T07:38:36.121Z); 9-year return on tangible equity observations [[2017,0.26294766333485486],[2018,0.26918359740728226],[2019,0.39747233827871803],[2020,0.35841245324929616],[2021,0.18628088512106436],[2022,0.11382676368556666],[2023,0.1792995646296056],[2024,0.2099834282052986],[2025,0.20133077879864095]]; median 0.2099834282052986. ROIC follows the displayed moat series; financial companies use return on tangible equity.

### Where the cash goes

Paid dividends in 10 of 10 years.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-10-16T07:38:36.121Z); Dividend observations: [[2016,225000000],[2017,270000000],[2018,304500000],[2019,361250000],[2020,701838989],[2021,1602764208],[2022,2569071969],[2023,1985217645],[2024,3161787680],[2025,3944807359]]. Zero only counted when supported by a complete cash-flow statement.

### Are managers owners

Insiders own 58% of the company.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-10-16); Q.MX SharesStats.PercentInsiders = 57.973 percentage points; cache date 2026-10-16.

### What the price says

The price assumes profits grow 7.4% a year forever.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-10-16T07:38:36.121Z); Price 167.97; FX 1; original perpetual distributable cash 9.767369143940341; discount 0.13252; growth 0.07437051411597106. Same book-value model and 4× ceiling; no ten-year operating fade applies. Closing-price date 2026-10-15.

## Monthly share-price history (MXN per share)

- 2016-10: MXN 34.68 per share

- 2016-11: MXN 31.12 per share

- 2016-12: MXN 29.33 per share

- 2017-01: MXN 31.27 per share

- 2017-02: MXN 31.49 per share

- 2017-03: MXN 30.49 per share

- 2017-04: MXN 30.81 per share

- 2017-05: MXN 31.66 per share

- 2017-06: MXN 30.17 per share

- 2017-07: MXN 29.58 per share

- 2017-08: MXN 31.15 per share

- 2017-09: MXN 30.10 per share

- 2017-10: MXN 31.73 per share

- 2017-11: MXN 34.13 per share

- 2017-12: MXN 36.50 per share

- 2018-01: MXN 46.50 per share

- 2018-02: MXN 49.58 per share

- 2018-03: MXN 50.32 per share

- 2018-04: MXN 52.21 per share

- 2018-05: MXN 51.05 per share

- 2018-06: MXN 49.11 per share

- 2018-07: MXN 49.91 per share

- 2018-08: MXN 47.89 per share

- 2018-09: MXN 49.88 per share

- 2018-10: MXN 40.93 per share

- 2018-11: MXN 44.15 per share

- 2018-12: MXN 41.37 per share

- 2019-01: MXN 46.74 per share

- 2019-02: MXN 49.39 per share

- 2019-03: MXN 47.71 per share

- 2019-04: MXN 50.29 per share

- 2019-05: MXN 52.21 per share

- 2019-06: MXN 53.89 per share

- 2019-07: MXN 59.70 per share

- 2019-08: MXN 67.47 per share

- 2019-09: MXN 70.89 per share

- 2019-10: MXN 82.96 per share

- 2019-11: MXN 83.13 per share

- 2019-12: MXN 79.40 per share

- 2020-01: MXN 84.92 per share

- 2020-02: MXN 84.27 per share

- 2020-03: MXN 60.93 per share

- 2020-04: MXN 99.36 per share

- 2020-05: MXN 88.16 per share

- 2020-06: MXN 90.33 per share

- 2020-07: MXN 89.91 per share

- 2020-08: MXN 86.04 per share

- 2020-09: MXN 83.39 per share

- 2020-10: MXN 84.71 per share

- 2020-11: MXN 98.52 per share

- 2020-12: MXN 107.14 per share

- 2021-01: MXN 107.72 per share

- 2021-02: MXN 113.79 per share

- 2021-03: MXN 112.42 per share

- 2021-04: MXN 110.06 per share

- 2021-05: MXN 108.48 per share

- 2021-06: MXN 92.91 per share

- 2021-07: MXN 96.89 per share

- 2021-08: MXN 95.25 per share

- 2021-09: MXN 94.59 per share

- 2021-10: MXN 95.37 per share

- 2021-11: MXN 93.63 per share

- 2021-12: MXN 103.89 per share

- 2022-01: MXN 111.43 per share

- 2022-02: MXN 112.46 per share

- 2022-03: MXN 113.99 per share

- 2022-04: MXN 110.00 per share

- 2022-05: MXN 98.75 per share

- 2022-06: MXN 92.52 per share

- 2022-07: MXN 86.02 per share

- 2022-08: MXN 88.26 per share

- 2022-09: MXN 83.05 per share

- 2022-10: MXN 77.85 per share

- 2022-11: MXN 81.32 per share

- 2022-12: MXN 85.92 per share

- 2023-01: MXN 103.86 per share

- 2023-02: MXN 114.08 per share

- 2023-03: MXN 115.29 per share

- 2023-04: MXN 118.85 per share

- 2023-05: MXN 119.48 per share

- 2023-06: MXN 127.02 per share

- 2023-07: MXN 123.23 per share

- 2023-08: MXN 134.41 per share

- 2023-09: MXN 130.95 per share

- 2023-10: MXN 148.91 per share

- 2023-11: MXN 158.64 per share

- 2023-12: MXN 171.58 per share

- 2024-01: MXN 190.18 per share

- 2024-02: MXN 191.45 per share

- 2024-03: MXN 193.45 per share

- 2024-04: MXN 224.02 per share

- 2024-05: MXN 218.68 per share

- 2024-06: MXN 185.94 per share

- 2024-07: MXN 171.74 per share

- 2024-08: MXN 157.88 per share

- 2024-09: MXN 153.97 per share

- 2024-10: MXN 139.99 per share

- 2024-11: MXN 153.44 per share

- 2024-12: MXN 175.41 per share

- 2025-01: MXN 172.35 per share

- 2025-02: MXN 198.00 per share

- 2025-03: MXN 177.83 per share

- 2025-04: MXN 216.10 per share

- 2025-05: MXN 209.82 per share

- 2025-06: MXN 192.69 per share

- 2025-07: MXN 170.86 per share

- 2025-08: MXN 168.30 per share

- 2025-09: MXN 167.45 per share

- 2025-10: MXN 168.47 per share

- 2025-11: MXN 182.98 per share

- 2025-12: MXN 186.65 per share

- 2026-01: MXN 163.00 per share

- 2026-02: MXN 167.92 per share

- 2026-03: MXN 172.03 per share

- 2026-04: MXN 174.21 per share

- 2026-05: MXN 174.90 per share

- 2026-06: MXN 175.29 per share

- 2026-07: MXN 158.02 per share

- 2026-08: MXN 153.43 per share

- 2026-09: MXN 148.02 per share

- 2026-10: MXN 168.26 per share

## Annual estimated value (MXN per share)

- FY2020: low MXN 105.86 per share, central MXN 120.45 per share, high MXN 139.72 per share

- FY2021: low MXN 117.42 per share, central MXN 133.61 per share, high MXN 154.98 per share

- FY2022: low MXN 113.25 per share, central MXN 128.86 per share, high MXN 149.47 per share

- FY2023: low MXN 115.46 per share, central MXN 131.38 per share, high MXN 152.39 per share

- FY2024: low MXN 115.68 per share, central MXN 131.63 per share, high MXN 152.68 per share

- FY2025: low MXN 118.36 per share, central MXN 134.68 per share, high MXN 156.23 per share

Historical values use today's bond yield for every fiscal year

Historical values use today's FX rate into trading currency for every fiscal year

Historical values use current restated fundamentals and current commodity classification; they are not point-in-time estimates

## Sources

Estimates depend on assumptions and are not guarantees or investment advice. Underlying data remains subject to its source licenses; public reading does not grant bulk redistribution rights.

Quálitas Controladora

Q · MX

IPC

A wonderful business at too high a price

Passes the quality tests.

Share price: MXN 167.97
Buy up to: MXN 134.69
Expected / yr: 11.8% at today's price (13.3% at central value)

The business

How it makes money
Why customers stay
Where the cash goes
Are managers owners
What the price says

1. Is this a good business?

Evidence only; not required for Buy

Profits were positive in 9 years (at least 8 needed).

Net income

9y median: MXN 3.8B
Worst year: MXN 2.1B
Latest · 2025: MXN 5.1B

Earned a median 21% on tangible equity (minimum 12%).

Return on tangible common equity

9y median: 21.0%
Worst year: 11.4%
Latest · 2025: 20.1%

Book value plus dividends grew 27.7% a year (minimum 7%).

Annual book + dividend return

8y median: 21.6%
Worst year: 9.3%
Latest · 2025: 20.1%

Ordinary share growth was -1.6% over the full period and -0.9% over five years (either must be at most 2% a year).

Shares (first year = 100)

9y median: 88
Worst year: 100
Latest · 2025: 88

0 accounting warnings were found (none allowed).

accounting warnings: 0
Passing bar: ≤ 0

Profit record · pass 0 loss years in 10 (at most 2), three-year average earnings per share 11.78 MXN.

2. Is the price low enough?

PriceEstimated rangeBuy price

2016-10 · Price MXN 34.68; 2016-11 · Price MXN 31.12; 2016-12 · Price MXN 29.33; 2017-01 · Price MXN 31.27; 2017-02 · Price MXN 31.49; 2017-03 · Price MXN 30.49; 2017-04 · Price MXN 30.81; 2017-05 · Price MXN 31.66; 2017-06 · Price MXN 30.17; 2017-07 · Price MXN 29.58; 2017-08 · Price MXN 31.15; 2017-09 · Price MXN 30.10; 2017-10 · Price MXN 31.73; 2017-11 · Price MXN 34.13; 2017-12 · Price MXN 36.50; 2018-01 · Price MXN 46.50; 2018-02 · Price MXN 49.58; 2018-03 · Price MXN 50.32; 2018-04 · Price MXN 52.21; 2018-05 · Price MXN 51.05; 2018-06 · Price MXN 49.11; 2018-07 · Price MXN 49.91; 2018-08 · Price MXN 47.89; 2018-09 · Price MXN 49.88; 2018-10 · Price MXN 40.93; 2018-11 · Price MXN 44.15; 2018-12 · Price MXN 41.37; 2019-01 · Price MXN 46.74; 2019-02 · Price MXN 49.39; 2019-03 · Price MXN 47.71; 2019-04 · Price MXN 50.29; 2019-05 · Price MXN 52.21; 2019-06 · Price MXN 53.89; 2019-07 · Price MXN 59.70; 2019-08 · Price MXN 67.47; 2019-09 · Price MXN 70.89; 2019-10 · Price MXN 82.96; 2019-11 · Price MXN 83.13; 2019-12 · Price MXN 79.40; 2020-01 · Price MXN 84.92 · Value 120.45 · Buy at or below 120.45; 2020-02 · Price MXN 84.27 · Value 120.45 · Buy at or below 120.45; 2020-03 · Price MXN 60.93 · Value 120.45 · Buy at or below 120.45; 2020-04 · Price MXN 99.36 · Value 120.45 · Buy at or below 120.45; 2020-05 · Price MXN 88.16 · Value 120.45 · Buy at or below 120.45; 2020-06 · Price MXN 90.33 · Value 120.45 · Buy at or below 120.45; 2020-07 · Price MXN 89.91 · Value 120.45 · Buy at or below 120.45; 2020-08 · Price MXN 86.04 · Value 120.45 · Buy at or below 120.45; 2020-09 · Price MXN 83.39 · Value 120.45 · Buy at or below 120.45; 2020-10 · Price MXN 84.71 · Value 120.45 · Buy at or below 120.45; 2020-11 · Price MXN 98.52 · Value 120.45 · Buy at or below 120.45; 2020-12 · Price MXN 107.14 · Value 120.45 · Buy at or below 120.45; 2021-01 · Price MXN 107.72 · Value 120.45 · Buy at or below 120.45; 2021-02 · Price MXN 113.79 · Value 133.61 · Buy at or below 133.61; 2021-03 · Price MXN 112.42 · Value 133.61 · Buy at or below 133.61; 2021-04 · Price MXN 110.06 · Value 133.61 · Buy at or below 133.61; 2021-05 · Price MXN 108.48 · Value 133.61 · Buy at or below 133.61; 2021-06 · Price MXN 92.91 · Value 133.61 · Buy at or below 133.61; 2021-07 · Price MXN 96.89 · Value 133.61 · Buy at or below 133.61; 2021-08 · Price MXN 95.25 · Value 133.61 · Buy at or below 133.61; 2021-09 · Price MXN 94.59 · Value 133.61 · Buy at or below 133.61; 2021-10 · Price MXN 95.37 · Value 133.61 · Buy at or below 133.61; 2021-11 · Price MXN 93.63 · Value 133.61 · Buy at or below 133.61; 2021-12 · Price MXN 103.89 · Value 133.61 · Buy at or below 133.61; 2022-01 · Price MXN 111.43 · Value 133.61 · Buy at or below 133.61; 2022-02 · Price MXN 112.46 · Value 128.86 · Buy at or below 128.86; 2022-03 · Price MXN 113.99 · Value 128.86 · Buy at or below 128.86; 2022-04 · Price MXN 110.00 · Value 128.86 · Buy at or below 128.86; 2022-05 · Price MXN 98.75 · Value 128.86 · Buy at or below 128.86; 2022-06 · Price MXN 92.52 · Value 128.86 · Buy at or below 128.86; 2022-07 · Price MXN 86.02 · Value 128.86 · Buy at or below 128.86; 2022-08 · Price MXN 88.26 · Value 128.86 · Buy at or below 128.86; 2022-09 · Price MXN 83.05 · Value 128.86 · Buy at or below 128.86; 2022-10 · Price MXN 77.85 · Value 128.86 · Buy at or below 128.86; 2022-11 · Price MXN 81.32 · Value 128.86 · Buy at or below 128.86; 2022-12 · Price MXN 85.92 · Value 128.86 · Buy at or below 128.86; 2023-01 · Price MXN 103.86 · Value 128.86 · Buy at or below 128.86; 2023-02 · Price MXN 114.08 · Value 131.38 · Buy at or below 131.38; 2023-03 · Price MXN 115.29 · Value 131.38 · Buy at or below 131.38; 2023-04 · Price MXN 118.85 · Value 131.38 · Buy at or below 131.38; 2023-05 · Price MXN 119.48 · Value 131.38 · Buy at or below 131.38; 2023-06 · Price MXN 127.02 · Value 131.38 · Buy at or below 131.38; 2023-07 · Price MXN 123.23 · Value 131.38 · Buy at or below 131.38; 2023-08 · Price MXN 134.41 · Value 131.38 · Buy at or below 131.38; 2023-09 · Price MXN 130.95 · Value 131.38 · Buy at or below 131.38; 2023-10 · Price MXN 148.91 · Value 131.38 · Buy at or below 131.38; 2023-11 · Price MXN 158.64 · Value 131.38 · Buy at or below 131.38; 2023-12 · Price MXN 171.58 · Value 131.38 · Buy at or below 131.38; 2024-01 · Price MXN 190.18 · Value 131.38 · Buy at or below 131.38; 2024-02 · Price MXN 191.45 · Value 131.63 · Buy at or below 131.63; 2024-03 · Price MXN 193.45 · Value 131.63 · Buy at or below 131.63; 2024-04 · Price MXN 224.02 · Value 131.63 · Buy at or below 131.63; 2024-05 · Price MXN 218.68 · Value 131.63 · Buy at or below 131.63; 2024-06 · Price MXN 185.94 · Value 131.63 · Buy at or below 131.63; 2024-07 · Price MXN 171.74 · Value 131.63 · Buy at or below 131.63; 2024-08 · Price MXN 157.88 · Value 131.63 · Buy at or below 131.63; 2024-09 · Price MXN 153.97 · Value 131.63 · Buy at or below 131.63; 2024-10 · Price MXN 139.99 · Value 131.63 · Buy at or below 131.63; 2024-11 · Price MXN 153.44 · Value 131.63 · Buy at or below 131.63; 2024-12 · Price MXN 175.41 · Value 131.63 · Buy at or below 131.63; 2025-01 · Price MXN 172.35 · Value 131.63 · Buy at or below 131.63; 2025-02 · Price MXN 198.00 · Value 134.68 · Buy at or below 134.68; 2025-03 · Price MXN 177.83 · Value 134.68 · Buy at or below 134.68; 2025-04 · Price MXN 216.10 · Value 134.68 · Buy at or below 134.68; 2025-05 · Price MXN 209.82 · Value 134.68 · Buy at or below 134.68; 2025-06 · Price MXN 192.69 · Value 134.68 · Buy at or below 134.68; 2025-07 · Price MXN 170.86 · Value 134.68 · Buy at or below 134.68; 2025-08 · Price MXN 168.30 · Value 134.68 · Buy at or below 134.68; 2025-09 · Price MXN 167.45 · Value 134.68 · Buy at or below 134.68; 2025-10 · Price MXN 168.47 · Value 134.68 · Buy at or below 134.68; 2025-11 · Price MXN 182.98 · Value 134.68 · Buy at or below 134.68; 2025-12 · Price MXN 186.65 · Value 134.68 · Buy at or below 134.68; 2026-01 · Price MXN 163.00 · Value 134.68 · Buy at or below 134.68; 2026-02 · Price MXN 167.92 · Value 134.69 · Buy at or below 134.69; 2026-03 · Price MXN 172.03 · Value 134.69 · Buy at or below 134.69; 2026-04 · Price MXN 174.21 · Value 134.69 · Buy at or below 134.69; 2026-05 · Price MXN 174.90 · Value 134.69 · Buy at or below 134.69; 2026-06 · Price MXN 175.29 · Value 134.69 · Buy at or below 134.69; 2026-07 · Price MXN 158.02 · Value 134.69 · Buy at or below 134.69; 2026-08 · Price MXN 153.43 · Value 134.69 · Buy at or below 134.69; 2026-09 · Price MXN 148.02 · Value 134.69 · Buy at or below 134.69; 2026-10 · Price MXN 168.26 · Value 134.69 · Buy at or below 134.69; 2026-10 · Price MXN 167.97 · Value 134.69 · Buy at or below 134.69

MXN per share · annual estimates

Price & return math
Value range	MXN 118.36 – MXN 156.23
Buy at or below	Central value MXN 134.69
Discount to value	1 − 167.97 / 134.69 = -24.7%
Return / year	About 11.8% a year at today's price (required return 13.3%)
Cash-flow inputs	Book MXN 64.00/share; ROE 21.3%; first payout MXN 9.77/share, growing 6.0% perpetually (4× book payout cap applied).
Required return	13.3% / year, earned by construction at the central value

Net incomeMXN 5.1B

Net income

Book / shareMXN 65.03

Book / share

Dividend / shareMXN 10.00

Dividend / share

Return on tangible equity20.1%

Return on tangible equity

Diluted shares394M

Diluted shares

Prices 15 Oct 2026 · FY2025