# Vroom, Inc. Common Stock (VRM.US)

Canonical: https://gigainvestors.com/s/VRM

Analysis as of: 2026-10-16T07:32:55.600Z. 

Listing currency: USD. Reporting currency: USD.

## Verdict

Not enough history yet

Quality tests for Buy: not passed (profit record: fail; earnings resilience is evidence only). Published buy qualification: no.

Share price: $8.84 per share; close as of 2026-10-15.

## Checklist

### understandable: na

### moat: na

### economics: na

### management: na

### accounting: na

## Holders

- [Bill Miller](https://gigainvestors.com/LMM): tracked 13F investor; follow the investor page for holding quarter and amounts.

## Price story

Down 77% since Apr 2025

Story as of 2026-10-16T10:01:29.729Z; price observation 2026-10-15.

## Owner memo

Memo as of 2026-10-16T08:06:05.509Z.

### How it makes money

Operates in credit services; annual sales are USD 157.5 million.

- Source: https://www.sec.gov/Archives/edgar/data/1580864/000119312526126253/vrm-20251231.htm#000119312526126253 (filed 2026-03-26); FY2025: revenue 157547000.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-10-04); VRM.US: Vroom, Inc., through its subsidiaries, operates as an automotive finance company. It offers vehicle financing to its customers through third party dealers under the UACC brand. The company also provides an artificial intelligence-powered analytics and digital services platform for automotive dealers, automotive financial services companies, and automotive industry. The company was formerly known as Auto America, Inc. and changed its name to Vroom, Inc. in July 2015. Vroom, Inc. was incorporated in 2012 and is based in Fort Worth, Texas.

### Where the cash goes

Paid dividends in 1 of 6 years.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-03-26); Dividend observations: [[2020,1266771000],[2021,0],[2022,0],[2023,0],[2024,0],[2025,0]]. Zero only counted when supported by a complete cash-flow statement.

### Are managers owners

Insiders own 3.5% of the company.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-10-04); VRM.US SharesStats.PercentInsiders = 3.476 percentage points; cache date 2026-10-04.

### What the price says

The price is 0.3 times annual sales; cash earnings are negative.

- Source: https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds/ (filed 2026-03-26); Closing price 8.835 USD; reporting-to-trading FX 1; FY2025 annual sales per share 30.389984905987934; price multiple 0.29072077618107617. FY2025 cash earnings/share -2.0481561675676456. Closing-price date 2026-10-15.

## Monthly share-price history (USD per share)

- 2020-06: $0.65 per share

- 2020-07: $0.74 per share

- 2020-08: $0.86 per share

- 2020-09: $0.65 per share

- 2020-10: $0.51 per share

- 2020-11: $0.45 per share

- 2020-12: $0.51 per share

- 2021-01: $0.46 per share

- 2021-02: $0.55 per share

- 2021-03: $0.49 per share

- 2021-04: $0.58 per share

- 2021-05: $0.55 per share

- 2021-06: $0.52 per share

- 2021-07: $0.46 per share

- 2021-08: $0.34 per share

- 2021-09: $0.28 per share

- 2021-10: $0.24 per share

- 2021-11: $0.17 per share

- 2021-12: $0.13 per share

- 2022-01: $0.10 per share

- 2022-02: $0.08 per share

- 2022-03: $0.03 per share

- 2022-04: $0.02 per share

- 2022-05: $0.02 per share

- 2022-06: $0.02 per share

- 2022-07: $0.02 per share

- 2022-08: $0.02 per share

- 2022-09: $0.01 per share

- 2022-10: $0.01 per share

- 2022-11: $0.02 per share

- 2022-12: $0.01 per share

- 2023-01: $0.01 per share

- 2023-02: $0.01 per share

- 2023-03: $0.01 per share

- 2023-04: $0.01 per share

- 2023-05: $0.01 per share

- 2023-06: $0.02 per share

- 2023-07: $0.03 per share

- 2023-08: $0.02 per share

- 2023-09: $0.01 per share

- 2023-10: $0.01 per share

- 2023-11: $0.01 per share

- 2023-12: $0.01 per share

- 2024-01: $0.00 per share

- 2024-02: $11.70 per share

- 2024-03: $13.43 per share

- 2024-04: $11.17 per share

- 2024-05: $10.56 per share

- 2024-06: $9.32 per share

- 2024-07: $9.01 per share

- 2024-08: $7.65 per share

- 2024-09: $9.37 per share

- 2024-10: $8.88 per share

- 2024-11: $5.01 per share

- 2024-12: $5.20 per share

- 2025-01: $6.00 per share

- 2025-02: $26.58 per share

- 2025-03: $29.40 per share

- 2025-04: $38.42 per share

- 2025-05: $24.01 per share

- 2025-06: $28.51 per share

- 2025-07: $25.12 per share

- 2025-08: $28.50 per share

- 2025-09: $27.03 per share

- 2025-10: $23.57 per share

- 2025-11: $20.66 per share

- 2025-12: $19.88 per share

- 2026-01: $19.26 per share

- 2026-02: $15.03 per share

- 2026-03: $13.31 per share

- 2026-04: $14.98 per share

- 2026-05: $11.80 per share

- 2026-06: $7.70 per share

- 2026-07: $7.49 per share

- 2026-08: $9.30 per share

- 2026-09: $9.90 per share

- 2026-10: $8.84 per share

## Annual estimated value (USD per share)

Historical values use today's bond yield for every fiscal year

Historical values use today's FX rate into trading currency for every fiscal year

Historical values use current restated fundamentals and current commodity classification; they are not point-in-time estimates

## Sources

[Original 10-K filing](https://www.sec.gov/Archives/edgar/data/1580864/000119312526126253/vrm-20251231.htm); period 2025-12-31, filed 2026-03-26.

Estimates depend on assumptions and are not guarantees or investment advice. Underlying data remains subject to its source licenses; public reading does not grant bulk redistribution rights.